A
t claim time for any household content you may be deemed underinsured unless you told them upfront that you are insuring your 803s at R50k because their replacement value is not R50k
It’s up to you what you wanna be covered for but if something happens and they have to replace, they may pay you a fraction of you are not insured at replacement value
They are very decent. I’m also insured with them. It’s replacement value of your gear and everything in the house. I gave HFX the model numbers and they gave me what the replacement values are. I reached out to my brokwr with the valuation report and the instance adjusted my premiums accordingly
A few yeasts ago I had the discussion at HFX about replacement values and they asked me to seem a miss of everything I had for them to give me replacement values. I was very shocked to see how underinsured I was and I I immediately updated my cover to close the gap.
This year January I had a...
Many years ago I busted @windshear and was very inspired by his setup. Most of my current room is built around what his room was then. I even bought his epic dual firing 18 inch Stereo Integrity subwoofers.
I asked @Hein of Sound Structures to build me the same stand that @windshear had for...
You geyser element is completely switched off. You use this to heat water and you use the geyser as a storage tank. It’s so super efficient that tou will use a4td of rhe power you used from the geyser.
I doubt that will do much for lightning protection. In my case it hit a the house directly and moved through electric and Ethernet network cables. Everything that was in the connected to each other and was on standby was destroyed. 2 power amplifiers and subwoofers survived because on off mode...
A bit more updates to the room. Added 2 more subs (SVS SB 13 ultra) to help kill some of the nulls in the room but space was a bit tight in the front and becoming untidy with the many speakers. Only other place I could move it he subs to is behind the false wall but that meant creating space...