Am I just being pedantic about insurance

[joel]

I have to get new house/contents insurance and my broker thinks I'm being silly.

The cover he wants to give me, limits power surge damage to R 20 000.
He says I'm fully covered for lightning damage.

I'm insisting on clear definitions on what Power surge and lightning damage are before signing.

Am I being pedantic?

 

[Rodney_gold]

 

[Jozua]

 

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[PearlJam]

 

[Curlycat]

 

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[Donovan]

 

[user 15269]

 

[joel]

 

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[Bernard]

 

[Rodney_gold]

 

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[joel]