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Message: <blockquote data-quote="santoshlv426" data-source="post: 1187364" data-attributes="member: 1941">You can't insure CD's and collectables e.g. model cars unless you just specify and acceptble value that you want to be paid i the event of loss. Even if they did insure your CD's, how will you get them back - CD's are no longer made. It's the same with any collectable - they are irrepacable. The best you can hope for is get what you paid for them. Hi Fi's are not cars - and they don't "depreciate'.  Insurer's know this. It's pretty cut and dry on this point. Say a Rotel 1520 you bought 10 years ago cost you R10K. today the current model equivalent is R20K. Insurance will pay you R20K You 10 year old Corolla - they'll pay you the current "book" value - not that of a current Corolla.</blockquote>