Hi,
I've got a standard Flexi homeloan account at the moment with around 95% owing. In a year, I can clear the whole thing - but I actually want to leave a small percentage to that I can access money at the homeloan interest rate.
However I've also noticed that one can convert to a One account and it effectively become your overdraft and the homehome loan rate.
Would this benefit me in anyway at all?
I've got a standard Flexi homeloan account at the moment with around 95% owing. In a year, I can clear the whole thing - but I actually want to leave a small percentage to that I can access money at the homeloan interest rate.
However I've also noticed that one can convert to a One account and it effectively become your overdraft and the homehome loan rate.
Would this benefit me in anyway at all?
