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New car buying advice needed.
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<blockquote data-quote="FranZAR" data-source="post: 1003514" data-attributes="member: 15834"><p>The mathematics is not that difficult. If you earn R100 a month and you spend R100 a month, you are living beyond your needs. You don't have "savings" if it is servicing your CC debt, it is a loan you are repaying. If you have to supplement your income with a CC or overdraft you are in a black hole. Swallow the pride and cut down on luxuries. If you end up with R50 at the end of the month from your R100 earnings you are heading in the right direction.</p></blockquote><p></p>
[QUOTE="FranZAR, post: 1003514, member: 15834"] The mathematics is not that difficult. If you earn R100 a month and you spend R100 a month, you are living beyond your needs. You don't have "savings" if it is servicing your CC debt, it is a loan you are repaying. If you have to supplement your income with a CC or overdraft you are in a black hole. Swallow the pride and cut down on luxuries. If you end up with R50 at the end of the month from your R100 earnings you are heading in the right direction. [/QUOTE]
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