I struggled with a huge, compared to my income ;D monthly credit card installment. I promised myself that I will pay it off.
Now that I am in the position to do so and use a scissor on it, like I always wanted to do, I have second thoughts about it.
How will my life be without a credit card, in the sense of will I still be able to buy anywhere online that used to work with credit cards?
I do not do a lot of international purchases but I would still like to buy a flashlight or whatnot from different shops going forward. Ebay etc?
What are the benefits of keeping my credit card active? I will never let its installment grow again. I'm banking at ABSA if that matters.
Now that I am in the position to do so and use a scissor on it, like I always wanted to do, I have second thoughts about it.
How will my life be without a credit card, in the sense of will I still be able to buy anywhere online that used to work with credit cards?
I do not do a lot of international purchases but I would still like to buy a flashlight or whatnot from different shops going forward. Ebay etc?
What are the benefits of keeping my credit card active? I will never let its installment grow again. I'm banking at ABSA if that matters.
