Debit card got swiped and duplicated

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MorneDJ

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Some-how they swiped my debit card and also got the pin. Since I do not use it to draw money and only use it occasionally (about a 5 - 10 transactions per month) I can take the trouble and follow up on every location where I used it in the last month.

I used the card this morning at Builders, then again at Midas last week wednesday, nothing inbetween. Now I was wondering, anyone know the time delay between them getting the details and they start using it. Is it a case that they get it and immediately duplicate it to start using it, or, do they keep it for a few weeks/months before using it. The reason for keeping it for a long time is to prevent some-one from knowing where it was swiped (one is unlikely to remember a transaction 2 months ago, or the person that helped you ... to protect their "mule").

Anyone on the know, as it stands I have a bat and want to have a discussion with a cerain cashier at Builders ...
 
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