Car premium is overly high already now I have a rather steep yearly premium increase, normal excuses given.
How do people deal with these yearly insurance premium increases, remembered hearing a few tips in the past, want to go to them forearmed. I'm in the very low risk category, never claimed, low risk area, etc.
They are sharks, I know that for a fact, the premium you pay is not a direct function of your inherent risk profile, it's rather the maximum they can convince you to pay. So I feel absolutely no qualms about using whatever legal means I can to lower my premiums. That is without shooting myself in the leg by just getting less cover or higher excesses, which is the method they try when you complain about the premiums.
How do people deal with these yearly insurance premium increases, remembered hearing a few tips in the past, want to go to them forearmed. I'm in the very low risk category, never claimed, low risk area, etc.
They are sharks, I know that for a fact, the premium you pay is not a direct function of your inherent risk profile, it's rather the maximum they can convince you to pay. So I feel absolutely no qualms about using whatever legal means I can to lower my premiums. That is without shooting myself in the leg by just getting less cover or higher excesses, which is the method they try when you complain about the premiums.
